About Us Consulytica
We're revolutionizing non-traditional, alternative credit data
We're revolutionizing non-traditional, alternative credit data
We're more than a fintech credit bureau. we're a community-driven force for change.
Who Are We
We stand as a minority-owned company with a profound dedication to harnessing the untapped potential of non-traditional credit data and technology for consumers and businesses.
Welcome to Consulytica, the first Black-owned fintech credit bureau dedicated to transforming credit access and empowering communities. Founded by Kevin Gary, we aim to provide second chances for those facing troubled credit histories and those navigating the challenges of credit invisibility.
At Consulytica, we believe in the power of community support. Recalling a time when local grocers extended credit to their neighbors, allowing families to meet essential needs with the promise of future repayment. Inspired by this tradition, we are committed to restoring that sense of trust and flexibility through innovative technology.
Our proprietary credit scoring model distinguishes us from traditional methods. By factoring in everyday expenses—such as insurance payments, retail credit accounts, utilities, and community tradelines—we provide a more accurate assessment of creditworthiness. This approach enables us to craft personalized solutions for consumers, empowering businesses to cultivate alternative credit scores and financial profiles.
With our alternative credit data, individuals can demonstrate their creditworthiness and unlock access to improved financial options, including auto financing, mortgages, store credit, business loans, and our proprietary Community Tradeline. Local grocers and other partners can access this consumer information, helping to bring back the supportive lending practices of the past.
Our mission goes beyond simply renewing credit. We are passionate about enhancing financial literacy and access within our community. Our holistic approach equips consumers with the tools and knowledge they need to improve their financial health and develop strong alternative credit profiles.
Community Forward & Inclusivity
Our Core Values
We believe in the strength of community bonds, echoing an era when personal connections were paramount. Consulytica strives to recreate this sense of community by seamlessly blending it with state-of-the-art technology, emerging as a modern-day financial companion.
Distinguishing ourselves from conventional credit scoring, our proprietary model takes into account everyday expenses – insurance payments, retail credit accounts, utilities, community tradelines, and more. This unique algorithm ensures a more accurate assessment of creditworthiness, crafting personalized solutions for every consumer.
Consulytica extends its technological prowess to nonprofit organizations, helping them optimize decision-making and funding opportunities. Our solutions enable nonprofits to fund grants through digital branded cards and accounts, fostering controlled spending and location limits. This not only streamlines operations but empowers nonprofits to make a positive impact in their communities efficiently.
We offer businesses tailored technology solutions focused on data analytics and business intelligence. Leveraging advanced algorithms and machine learning, we provide accurate and timely data to help businesses make informed decisions. By optimizing operations, reducing costs, and increasing profitability, Consulytica stands as a strategic partner in business growth.
Still have a question? Email us [email protected] or Call us 800-839-9778