Consulytica for Consumers
How it works?
Your new financial future created in minutes. Our three major offerings put you in the driver's seat for new financial access and inclusion.
Trusted by these amazing companies
At Consulytica, we are passionate about lowering the barrier to financial freedom. We do this by powering your alternative non-traditional credit data and leveraging our technology.
Establishing a credit file with Consulytica allows businesses utilizing our data to assess your creditworthiness, while also providing you the tools to monitor your credit standing and enhance your financial eligibility. Our primary objective is to empower underserved populations and individuals with poor credit, who lack access to traditional banking or credit avenues, by demonstrating positive financial behaviors that are often overlooked in conventional credit reports.
Once your file is established, you’ll unlock access to features designed to support your credit journey. These include Consulytica Pay, functioning like a virtual debit card accepted within the Consulytica Network at participating businesses. Consulytica Pay also offers Split Pay, providing financing options for specific transactions you initiate. Additionally, we offer a rotating savings and credit association (ROSCA) as a feature, facilitating community-based savings and credit solutions.
Your financial guide, Gabby, is available to offer assistance with improving your credit score, effective budgeting strategies, and more. You can also instantly transfer funds between Consulytica members. You can also link everyday bills you currently pay, bank accounts, crypto wallets, subscriptions, employment details, and utilities. We facilitate connections with accounts from 4,400 banks and 9,000 utility companies, which can positively impact your credit score.
Furthermore, you’ll earn rewards for achieving specific credit milestones. Access advanced features of Gabby AI, such as “Upload and Discuss,” enabling you to engage with Gabby on financial documents that require guidance—a personalized experience akin to consulting with a live advisor.
1
Create Your Profile
Start by filling out a 2-minute application form. We’ll guide you through a quick biometric and identity verification process for security. Once your application is approved, you’ll gain access to our systems and products with no hidden fees. This aims to make financial empowerment accessible to all.
2
Link Accounts You Pay
To obtain the ProV 24:V3 score, you link your accounts securely to Consulytica’s platform. This includes various accounts such as subscription-based services, utilities, rent payments, and more. Once linked, Consulytica analyzes your payment history from these accounts to generate your ProV 24:V3 score. This score provides a comprehensive assessment of your creditworthiness based on your everyday financial activities, allowing you to access financing options, loan offers, and other financial services.
3
Done!
Now, you can leverage all of your data. With your new credit file established, you can begin accessing financing, loan offers, utilizing Consulytica Pay for your everyday spending, and much more.
Still have a question? Browse documentation or submit a ticket.
Share Your Journey
Earn money through referrals!
We are committed to reaching as many people in need of our services as possible. We're willing to invest in reaching them.
Total Referrals:
$3980
$10 Per Referral
Absolutely! You can earn unlimited income simply by sharing your unique URL from your profile. Share it via text, email, or any other communication method, and start making money today!